Originally Posted by
baccarat_king
If you are talking about credit card affiliate links, they (the individual blogger) would lose the links (be dropped) due to lack of compliance. Chase, Citibank, AMEX are real sticklers now for compliance. So if what you are saying is true, those bloggers would not have the links any longer; or you are saying that Chase, Citibank, AMEX (etc.) have decided to NOT enforce compliance standards on BA bloggers. Which I know is not the case.
The credit card affiliation is between the individual blogger and credit card company, and they are responsible for proper compliance. Sure, they will get warnings, but there is a reason it is not so easy to get direct links anymore.
So, I am confused.
The bare minimum of compliance from the perspective of the bank is not the same as a best practice from a consumer perspective. It is a very technical minor disclosure statement that the average "newbie" who relies on the info of these shlock blogs. As noted, banks know that reality is a regulator is not going to go after these know nothing bloggers who "recommend" credit cards without making it clear their "advice " is really an ad.