Except the government system isn't for profit so I don't care as much. They're not making a profit and they don't have information they otherwise wouldn't have had anyways. The government would also let the people know they've been hacked much sooner than Equifax had done. I believe the government would be more helpful if something like this to happen under their watch when compared to Equifax.

Split the inquiries over 3 bureaus? Hardly, in certain regions of the country, one bureau is pulled more than the other two (with certain exceptions of Barclays with TU and AMEX with EX), but ALL show new accounts, which is what lenders will take into account more heavily than inquiries when looking at your credit report. Most people who frequently apply for loans have a lopsided inquiry count with at least one of the three bureaus, and almost all of the same information is shared between the three of them, which is why most have been suggesting you freeze ALL of your reports, not just your Equifax.

Me? It stinks I have to be a victim to three companies who data-mining by information without paying me, but instead, makes ME pay THEM to see my credit report. What demand is there for credit storing bureaus? None, the world would be better off without them and the lending world could still go on if one non-profit organization took over for them.