I posted this question in "Buying MO at Walmart" thread, but perhaps this is a better place for my question.
Assuming getting MOs is not a problem, how do you dispose of them? I am doing on average anywhere between 10-20K a month. I have a CU account where I slowly and steadily deposit around 10K a month. I used to send the rest directly to my credit cards as payments. However, I recently got a phone call from Amex customer service asking me to stick to "one form of payment" (they said that I could pay by MO but it has to be just one MO, not multiple). So it gave me pause.
Now I am not sure how I should dispose of the MOs - deposit more than 10K per month into one account? Open several accounts and deposit smaller amounts? The advise I get is often conflicting. I wish to avoid shutdown by my bank yet avoid "structuring" as well.
How do you guys dispose of your MOs??