Originally Posted by
jc94
Incidently I've done bank transfers over $5k and never had to fill out paperwork at the time. Most I had was my bank ask me where it came from when withdrawing half of it on a bank draft. A question they didn't ask when I withdrew the other half...
But I've never walked over the border with more than about $5k cash.
I could swear I've seen issues in those TV programs where two people one form have over $10k ... two people sharing an address is interesting though, maybe it's two related (inc by marriage) at the same address?
That along with your bank record, your history with the bank, well known vs new customer is their filing.
There is also a payee on the bank draft which leaves a trail.
Let's see what happens on a cash withdrawal.
We all know that there are laws and rules but the individual officers have some discretion over the interpretation and implementation of them.