FlyerTalk Forums - View Single Post - Citi AA Plat/Gold/Bus cards. August 2016: 1 personal & 1 business bonus/24 months.
Old Aug 26, 2017 | 5:00 pm
  #3453  
Carl Christensen
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Join Date: Apr 2014
Programs: Hilton - Diamond, IHG - Spire Amb
Posts: 903
Originally Posted by wyogold
Been doing this for 9 months now. Open account, request match, complete MS, wait for miles to post, pay off, reduce CL to 2K, close account.

Only drawback is that it gets pretty stupid after a while.

Citi doesn't know / care.
If #1 is current app, #2 is previous app etc, what we do is the following:

1 approved
Close 4
Hold 3
Hold 2
SM match number 1
Min spend (hello TCB->GCM!)
SM decrease credit line to 5k on 1

Repeat.

This leaves an active one, the most recent 2 previous are allowed to have an extra statement in case of any issues and we close number 4 ago.

This ties up 10k of credit line between 2 and 3 and however long the closed ones hold on to it, but it has paid off with the recent match to 75k and I'm now going back to 2 and 3 to SM
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