Originally Posted by
VibeGuy
If we are talking enough miles for multiple round trips in F, consider going one step further and file this as a homeowners insurance claim. In some jurisdictions the miles could be considered personal property held outside the home. The value of the miles would be the cost of buying them directly from AA, not the value of the tickets you could purchase with them.
I don't claim to speak for every carrier or policy, but I would caution the OP to run any potential HO claim through his agent first. Off-premises PP coverage often requires the property to be tangible, something that you can physically return to your residence premises. Additionally, any coverage for digital monies/accounts/securities is usually very narrowly defined in the policy and covered only up to a certain sublimit (~$250-1000 max) after deductible.