I have two open BOA credit cards and plan to get one more.
So I called in to reduce the CL on one of the existing cards.
I was told that this is effective immediately but I haven't seen it reflected in my online account.
But can I apply the new card now or have to wait for (how long)? Anybody has experience with this?
I plan to apply two different BOA credit cards on the same day and hope to get at least one. But will this lower my chance to get one since they will see that I have two applications (though for different cards)?

Thanks