FlyerTalk Forums - View Single Post - Should I close BoA cards to make room for more?
Old Aug 20, 2017 | 7:13 pm
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Repooc17
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Question: why reduce the available credit amount? My understanding is that your utilization (%) affects your credit score. Assume your spend does not change significantly and continue to make on-time payments, your utilization would decrease with a higher combined credit limits. Generally, the lower the %, the more favorable.

OP, if the card you are considering to close has a long credit history, and has no annual fee, I think you should leave it open.
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