I appreciate the response! You're 100% sure on this?

i certainly agree with you that that's the way it should be, but I'm super confused why the Chase reps I have called have told me otherwise. I even called Chase back a second time because I was sure the first time they had just made a mistake with what they told me - but again on the second call - they still told me the 2/1 earn was all I got in total! How could I get two bad avswrs from Chase? Now I almost want to call back a third time..