Originally Posted by
percysmith
Wait:
1. Do you mean a cross-border fee/foreign transaction fee (1% tacked onto your SGD transaction processed outside of Singapore) (I think HSBC Singapore does this) or true DCC (a non-SGD transaction converted into SGD by Paypal)?
2. Where is the Paypal merchant located and what is the original currency of the item you're paying for?
It's the 1% foreign transaction fee even though I was either paying eBay Singapore on ebay.com.sg in SGD site or Paypal Singapore with my SGD CC and bank account linked.
eBay Singapore is billing from USA.
Paypal Singapore is billing from Hong Kong.
But HSBC keeps calling it "DCC FEE" in their statements.
Julien