FlyerTalk Forums - View Single Post - Chase Sapphire Reserve: Renewal & Retention
Old Aug 6, 2017, 1:55 pm
  #6  
josephstern
FlyerTalk Evangelist
 
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,041
I've always wondered how complex the bank calculation is for the value of me as a customer, and whether they can see it per product, as opposed to for the overall relationship.

For this product, I max out the $300 travel credit, I've used the Global Entry credit, I use the Priority Pass feature, I pretty much only use the card itself where I'll get 3x, and I never carry a balance or pay any fees other than the annual fee.

So, in those regards, I'm not a very profitable customer.

On the other hand, I have yet to redeem any of these UR points yet, so if they don't count the unused URs as a liability, I look pretty good.

But my guess is, when my call comes in, the bank's algorithm will show the operator that it's no biggie to lose my business.

I do have other Chase accounts that would help my profile a bit, but really not too much, frankly.
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