FlyerTalk Forums - View Single Post - Lack of PIN-enabled Chase CHIP card impacts acceptance in Italy?
Old Aug 3, 2017, 11:51 am
  #30  
tmiw
FlyerTalk Evangelist
 
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
Originally Posted by sdsearch
Stop wishing that. It's the wrong wish.

It's not so much a Chase decision, it's a Visa decision, and Chase uses Visa.

You need an MC for starters if you want chip & PIN.

Some Barclay cards have chip & PIN, because Barclay uses MC.

BMO's Diners Clubs cards (not available for new applications) have chip & PIN, because BMO uses MC.

There is no such things as a Visa card issued in the US with chip & PIN AFAIK.

So if you want to wish for something, you need to wish for Visa, not Chase itself, changing their minds.

But the practical thing is to get an MC that has chip & PIN.
Visa may be discouraging it for credit cards somehow but that's different than an outright ban. Examples of Visa cards that support PIN:

  • UNFCU's credit and debit cards (offline PIN preferring for the former, online PIN preferring for the latter)
  • BofA's credit cards (online PIN after "no CVM")
  • Navy Federal's credit cards (PIN after "no CVM")
  • USAA's credit cards (PIN after signature)
  • Every other US issued Visa Debit card (online PIN immediately after signature)

More examples here.
tmiw is offline