I have something called the Chase Freedom Mastercard which is similar to the one described by Stefan Daystrom except that it is an ongoing 5% for gasoline purchases and 1% for all others. There is no fee, but the nine purchase per year requirement is effective. Since I mostly use it for gas and
Hyatt (domestic) stays during the FFN promotions, I easily get the nine and the cashback feature beats any miles deal all to death. I have spent about $1000 this year and already received about $35 in cash rebated. $35 is worth at least 2000 miles in most programs (but maybe 10,000 OnePass miles

).