I actually prefer the CSR over the CSP. In my first year, already banked the global entry credit, blew through the travel credit in a week, and have used that PP membership more times than I can even count. For a first year effective annual fee of $50 and a second year of effective $150, worth every penny. I thought I would cancel this card but with all the perks it gives me for my high travel volumes, this card is a keeper and it will be my co-primary card along with my Amex Hilton Surpass card. If this card added Gas stations and grocery stores to bonus categories, it would easily become my #1 card.