Originally Posted by muji

I've not done the onboard application, but with the online application if I was not instantly approved, the eventual approval usually came about 4-5 days later. You can check here to see if you've been approved; good luck !:

https://www.bankofamerica.com/credit...status-form.go

Not sure about the $100 credit, but I think it's unlikely that it would be part of your onboard application.