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Thread: Is downgrading a card equal to closing from Citi's perspective?
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Old Jul 18, 2017 | 8:31 am
  #33  
essentielle
 
Join Date: Oct 2012
Posts: 31
What datapoint?
Originally Posted by HBKFan75
I've only ever heard one person say they actually put this to the test. Everything else I've read has been an assertion of what the writer believed, not a true data point from experience. And the one exception might have been bluffing just to get me to stop questioning conventional wisdom... I don't plan to be the guinea pig because I don't want to reset my clock inadvertently, but unless someone does really try, let's not just assume we know the answer. Citi's IT is weird and full of surprises, after all.
I agree with not relying on conjecture. Which datapoint are you referring to? Does it should that a PC within the family counts as a closure for purposes of the 24-month "open or close" bonus rule (as opposed to a closure of the credit line/account with Citi)?
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