IME TD Bank is very MO friendly. Last year I put over $100K in MOs through them across different branches and never heard a peep from them. There are similar DPs on other forums from people do that much or more with them as well. Additionally, there is a DP from a user who claims he was contacted by a TD Bank compliance officer only after he had done more than $450K in MO deposits and according to them it still didn't result in an negative account interaction.