So my last round (back in May) required a call in before being approved, which I did and was approved after about a 5 minute hold.
I have another mailer I'm about to apply for. If I apply, and just wait, instead of calling in, does that change the approval chances? Or is calling in purely just speeding up the process?
I ask because my wife does not like the "hassle" of calling in on an application, so if I can just apply and wait for the decision it would be easier for her.