Originally Posted by
Oreto
...A 700 score is not that low. However, to open a platinum account one may need a higher score and AMEX may consider the restoration similarly as they would a new account.
but even still 700 is still considered a good score just not for AMEX where the Platinum card is concerned.
The three main charge cards (Green, PRG, and Platinum) all have the same underwriting criteria. I got in with a 702 and I've read posts where others have gotten in with as low as a 650.
The underwriting for the charge cards are weaker because they're less of a risk for American Express as a lender.