Anyone have any guidance around *not* calling on pending?
To add more detail, I'm on like card 8+ now (been using mailers to get around the 24 month limitation) and each time I apply, it automatically goes to pending, I call them, and it takes about 10 minutes but it ends up getting approved. It sounds like they usually do some background processing (e.g., type every card that I've ever had in) and then I always get approved.
So, do I have to go through this process or can I just wait it out? I really dislike chatting on the phone.
