Ohmark,

I please accept my apology for assuming you were saying MR didn't best fit your needs. I do understand that because of the differences in the various programs out there that some will fit a persons needs better than others given their own circumstances and I had assumed this was your position and for this I am sorry.

Soc

PS This thread is too full of land mines for me personally....I have stepped on a few already and will humbly refrain from posting here....if I have offended anyone I apologize as it was not my intent.....I appreciate everyone's loyalty to both Marriott & myself