Originally Posted by
KathyWdrf
I believe that is only for emergency care, and "urgently needed" services, not routine care. Of course, emergency/urgent care is mostly what we are talking about in this thread, since it's about cruising/travelling.
You are correct, but it also includes hospital stays. I use the Sapphire Reserve for the $2500 in medical and dental supplemental insurance for minor medical issues that do not require emergency care.