Us consumers love it
It's merchants (or more specifically, merchant staff) who hate Apple Pay/Android Pay
Root causes are Octopus dominance here, banks' reluctance to invest in terminal infrastructure (and perhaps worried about fraud from you-know-where) and pretty poor customer service levels in HK recently
So there's quite often bullying by cashier staff to bully customers into using Octopus, which makes life easy for them
Some of us have taken to writing to head offices
https://forum.hongkongcard.com/forum.../18841?page=24 .
My case was my Oliver's Supersandwiches outlet across the street - they added a contactless terminal in April, decided to declare it broken in May and hide it from customer view, and then let customers use it in June *but only if they ask* (it is still hidden from view)