I've had the UA MPE card for a few years. I originally got it because I booked an award flight and wanted to be upgrade eligible. Each year, the card has essentially been free. As a UA 1K, I received $60 and calling in to chase I'll be able to get a $50-$60 credit. UA has devalued their program and discontinued the $60 credit. I can probably still get a $50-$60 credit from chase. So now I'm wondering if it is worth the $35.
I barely make the mileage requirement each year to maintain UA status so I use award miles very rarely, infact, I have over a million miles in the bank so earning more miles is not that valuable. I already have 2% cash back credit cards (fidelity, priceline) so the only advantage with using the MPE card in terms of miles is when purchasing UA flights.
I'm already 1K so I don't benefit from the free bags or priority boarding benefit.
I use to benefit from the no intl transaction fee but my 2% priceline card started offering this.
The only benefit left I can think of is the award upgrades. However I figure I can always reapply for the card down the road.
Am I missing any other potential benefits to the card?
I don't like canceling cards because I don't want my credit utilization ratio to go up, so I would probably end up converting it.