Originally Posted by
Majuki
Correct. Any chargebacks will route through the networks. This is identical to a domestic transaction.
It goes back to the original question. If there is a foreign transaction fee, even if it's 0%, when is it ever in the customer's interest to select DCC?
I can envision DCC possibly being better if the cardholder's currency suddenly depreciates against the merchant's. The most recent example of that I can think of is the days immediately after the Brexit vote when GBP fell from near $1.50 to ~$1.30 in a span of about a week. Of course, that scenario is very uncommon/unlikely for citizens of most Western countries.