Originally Posted by Majuki

This is not an instance of DCC, but it's a reminder to be vigilant about which card to use when making an online purchase. Mrs. Majuki wanted to place an online order from Superdry. Now, this appeared to be a US website, but it seemed as though orders were shipping from overseas. She brought it to my attention, and we placed the order using the Chase Sapphire Reserve instead of the Chase Freedom Unlimited. It turns out our guess was correct:



Even though the order was pricing on the website in USD natively - no conversion, DCC or otherwise, was taking place - the UK processing of the payment would have resulted in a 3% FTF with the Chase Freedom Unlimited.