I really don't understand all the discussions here on spending limits with Amex. I have never had a problem with them telling me that I am near or have exceeded my limit with them. There have been months where my bill has only been around 1k and other months I have had over 15k on the bill. Do other really have problems with them that often? They also gave me a 25k limit on my Amex *W card I got from them at the end of last year. Based on others comments I had read on the forum here, I was expecting a much lower limit. All I know is I am 100% satisfied with AMEX and have really never had any occasion to complain to them other than when I made the mistake and signed up for their "sign and travel" payment option a few years ago. Got rid of that option real quick! What a pain!