Applied for the BA card for myself and later my wife. For both of us, we got the 30 day message. I called for my own application and spoke to a rep. He asked me to move some credit from other cards to the BA card, which I did, but still the rep was unable to get me approved. Said the application is being reviewed by a different department and that I would get a response from Chase by mail. I still haven't called for my wife's card and don't plan to.