Originally Posted by alvn
On another thread, someone with a Platinum card indicated that their "exposure limit" (the American Express euphemism for a credit limit) was equal to 1.5 times their highest recent monthly spend (within the last six or twelve months).
Is this formula consistent, or does it vary by account?
I doubt if this is always the case, as my most recent bill was more than triple my previous highest bill. I had a single charge that was more than double my previous highest total monthly bill, and while I did call to ensure that it would not be a problem, they approved it without batting an eye.