Originally Posted by
mikesyr18
For the average end user Durbin is a crappy amendment. Lower interchange fees means monthly maintenance fees from banks, no debit rewards (extremely rare), and higher fees for lower income people (such as overdrafts and returned items). Only thinking from a Flyertalker's perspective who like to participate in manufactured spend is narrow minded.
I don't really see the need for PINs when m.s'ing gift cards... I bought a bunch of gift cards from Staples the other day and used them in square to refund my account, no PIN needed.
We are on an MS forum, I was just commenting on how Durbin impacts MS. Not being narrow-minded, just keeping the conversation to the relevant topic.
Don't see the need for PINs when MSing gift cards? Using square is a well-known way to get your account shut down immediately... not to mention you probably paid 3% to liquidate since it was run as credit.