Originally Posted by
YoVikings
I am looking for a keeper card (pls correct my terminology here) or card that I can keep not necessarily use much. But would give some decent benefits or perks. I don't mind having little annual fees (<$100), if the benefits or perks compensates it.
What I am looking for is a card that by having it or using it will give you a good discount on purchases/access to lounges / get a free or upgraded stay an hotel or in flight. A card that I can only use once a while to keep it active.
I know about the Chase IHG / Marriott or Hyatt cards., which give a free night on the anniversary. Are these the only keeper cards or are there more like these.
Any suggestions?
Note: I already have CSP.
The Chase Sapphire Preferred already has decent benefits and perks, while the AF is under your threshold of $100/year.
You get 2x on travel and dining, 1x on everything else through Chase Ultimate Rewards - you get primary rental auto insurance, baggage and trip delay insurance, and then you get a direct representative without having to go through an automated system. What other benefits do you need?
The Starwood Preferred Guest card would be a great alternative for you, except you'd need to spend to transfer your points and take advantage of the high value of each point. The Hyatt card provides one free night per year with an annual fee of $75. You get automatic Discoverist status which means a dedicated check in line, late checkout upon request, etc. I never cared for Hyatt much until Mia (I think) and another poster (I think George Lopez) talked me into looking at Chase ultimate rewards and their partners.
Hyatt Discoverist Status Includes:
- Free bottled water per day.
- Stay at 5 Hyatt brands a year, get a free night.
- Free premium internet.
- 10% bonus points on all eligible purchases.
- Upgrade to preferred room at check-in (based on availability).
- Expedited check-in
- Late checkout at 2:00 P.M.
- Waived resort fees on free night awards.
- Receive "pearl" status with M Life Rewards program.