Called today for Amex Personal Plat, annual fee will hit this or next billing cycle, I had opened on the ~24 hour 100k offer last year. About $18k spend to date. Offered 10k MR initially, then after pushing was placed on a brief hold and offered 30k MR. No mention of $300 statement credit instead, although I suppose one can use the points as such. I took it. I value the card and I get to stay at $450 for another year because of my account opening date.