Originally Posted by
seawolf
It should be noted that OP is referring to
DCC.
If your ATM card does not have foreign transaction fees, just select NO to the rate offered by ATM to obtain the favorable VISA/MC rate.
No, it is not DCC.
It is the same private ATM cash machine operators with an exclusive contract in specific locations. They are the same outfit who offers ATM debit withdraws or cash advances in casinos on barely legal terms.