Originally Posted by
IkeEsq
If your old HH card was just closed and then you applied for a new one, you should have expected that the new one would be denied under the 24-month rule.
No, Citi never denies because of the 24 month rule. The 24 months rule just means that you wouldn't get the bonus if approved. Citi has other rules for instant denials (8/65, 2/90)
That's why this DP is quite interesting, maybe Citi implemented a new rule that hands out instant denials.