FlyerTalk Forums - View Single Post - Would Bank of America ever come up with a "premium" card?

May 26, 2017 | 9:28 am

#29

mia

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Quote:

Originally Posted by mikesyr18

... The lowest Citi will go with a standard non-promotional rate is 14.24%....... Chase cards is 24.49%, while the lowest is 15.74%....The Bank Americard (the "new" one) that replaced the BBR card has the lowest APR at 12.74%

1. Where did you get this information? My Citi APR is 9.99%, Chase is 16.74%, Bank of America rate is apparently 5.90% (not sure, dormant account).

2. Why does the APR matter? Anyone choosing cards for benefits or rewards should not carry a balance. If you need to borrow money, go to a credit union.