I've been testing out the card per some other posts online, and I was able to select debit at Safeway. I entered my six digit PIN, and the transaction approved and posted as a purchase:



It is also possible to do a PIN bypass and run it as a credit transaction. Also, I had initially swiped the card, but the terminal asked me to insert. After I inserted the card, the terminal told me to swipe.

I then wanted to see if the Arby's nearby supported PBOC since I knew they were using standalone First Data terminals, but the terminal did not. The cashier was having a difficult time with the terminal because it was giving conflicting information about inserting or swiping the card. Perhaps the terminal was trying to prevent a fallback transaction? Eventually, the transaction went through, and it said it was a Discover card:




Finally, I decided to try it out at Costco. To my surprise, it worked there too after I entered my PIN:



The two transactions above that went over the debit network cleared as purchases. I'm curious which debit network it's using. Might it be Discover's debit network?