Originally Posted by ricculus

Hello all! First time poster, so thanks in advance for the community! Any help is appreciated.

I have to book a flight from DEN to MGA (Nicaragua) departing 6/20 and returning 6/25. I found the cheapest way to do this was to book a separate ticket through DFW using a combination of AA and United.

These two round-trip flights combined would cost around $700 or around 45k in Chase UR points.

I signed up for the Chase Sapphire Reserve and have received the bonus 100k points, so that isn't an issue. The question is: would it be more valuable to keep the points for later and use them more wisely, or simply use them and save the $700 in cash?

If the answer depends on future travel, we do have a planned trip to Peru next year, but long story short, my wife and I are beginning to be a bit nomadic and might hike the AT next year and then spend a few months in South America before heading to Southeast Asia for a significant amount of time. That being said, none of it is planned yet nor a certainty at this point.

Thanks!