Originally Posted by
nfg05
Though not spelled out in the T&C, ... Pretty misleading that they don't define the term 'involuntary and accidental parting with property' in writing up front when you sign up for the card, only once you try to file a claim.
This
is in the published terms of the benefit.
https://www.chasebenefits.com/sapphirereserve
Page 6:
Purchase Protection covers eligible items of personal property
you purchase using your Account in the event of theft, damage or
involuntary and accidental parting with property.*
Involuntary and accidental parting with property means the unintended separation from an item of personal property in which the item’s location is known but recovery is impractical to complete.
What is not covered?
Items that mysteriously disappear. “Mysterious disappearance”
means the vanishing of an item in an unexplained manner when
there is an absence of evidence of a wrongful act by a person
or persons.