Originally Posted by
Critterlynn
The premium cards are the Chase Sapphire Reserve and the case Sapphire Preferred. Both these cards carry an annual fee but do allow transfers to loyalty programs. Not sure what you mean by the "normal 2/1" But you can earn 1.5pts/$ with the Freedom Unlimited, and 5pts/$ in bonus categories with the regular Freedom. These points can then be transferred to loyalty programs 1/1 but only through one of the premium cards. Without the premium cards, those two cards are essentially cash back only.
But if my ultimate goal was to keep accumulating SW points, using one of these two Chase cards doesn't really give me any advantage over just continuing to use the SW RR card. The only advantage is the flexibility of pulling the points out as cash vs. moving them to SW RR. Unless I am missing something? A PP said there was no benefit of continuing to use SW RR card after achieving CP for the remainder of the calendar year. Trying to see how this is the case. Thx.