When I found this forum in 2013 I went on card app frenzy (had almost 15 inquiries on Experian at some point) but I've been laying low since the end of 2014. I basically have 4 inquiries on Equifax, 2 on Experian and 2 on TU and none of those are for credit cards. At that time (2013) I got the Club Carlson Visa and have kept it because, even after the devaluation, the free night cert is equivalent to the $75 AF so it's a wash. I applied for this one today and got approved for $35K instantly. Let's see how soon it gets here.