Originally Posted by
prech
Wow, that's surprising that the decline was due to lack of history. Is this what the lending dept rep explicitly said? Especially seeing how there's 20+ cards of history to go by -- which I'm presuming is accumulated over multiple years.
I wonder if it's a 5/24 situation, where the representative didn't carefully look into her existing accounts, and therefore denied the application because the AU accounts counted toward the 5/24
The denial letter said too many accounts. But then I called Reconsideration, and explained the AU issue.
The CSR did another review (took several minutes), and came back and said lack of history. I did say isn't that strange that first it is too many accounts and then too few. The CSR would not budge.
Welcome suggestions!