Originally Posted by
theboss7593
Most people follow the crowd, I don't. Out The other 10 or so close friends don't have an AMEX and they are all college educated. Heck some don't even have credit cards. I go out quite often and a common question people ask me after they ask about my business is how I travel for "Free" and stay in hotels for "Free" and I tell them about credit card points and say hey you should sign up for one and they all look at me like I'm crazy
For the life of me, I will never understand why so many "educated" people use debit cards.
I don't want anyone who may steal my wallet or use a skimmer to have direct access to my money/bank account.
One call to AMEX or Chase gets me a new card overnighted, and I don't have to deal with a bank refunding money back into my account.