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Spending:
Travel: Earn 3X points per $1 for eligible net travel purchases made directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise line companies.

MCC 4121 Taxicabs count as travel
MCC 7011 Lodging – Hotels, Motels, Resorts, Central Reservation Services count as travel
MCC 4722 Travel Agencies, Tour Operators don’t count as travel
MCC 6513 Real Estate Agents and Managers – Rentals don’t count as travel

Mobile wallet: Earn 3X points per $1 for eligible net mobile wallet purchases when using the Altitude Reserve card with your mobile device to pay through Apple Pay,® Android Pay,™ Samsung Pay and Microsoft Wallet.

All other purchases: Earn 1X point per $1 spent on all other eligible net purchases
No foreign transaction fees for purchases made in foreign currencies.
The points never expire.

Points redemption and value:
Points can be redeemed for travel as well as gift cards, merchandise, entertainment, cash back, magazines and more, starting at just 1,000 points.

Has a rich point value when customers redeem for travel: 1 point is worth 1.5 cents when redeeming for travel. 10,000 points are worth $150 in airfare, hotel stays, car rental or other travel awards [...]