Oh, I'm at 5/24 on my credit karma report. I just want to call the Chase recon line and ask them to not count the 5th one as it should be a store card, but the store opened a bank card account for me against my wished. Old Navy offers both - one shows up on the credit report - the Visa, and the other doesn't.

If it went to 30 day does that mean it will be rejected? How long before they tell me so I can call recon?