Originally Posted by
corncob
If it worked, I say run with it.
Your insurance/liability will depend on the contract number you use, not your status. So I would just make sure to use one that you either have rights to use, or one that doesn't carry LDW/CDW. Then your insurance can be covered by your car insurance and/or credit card, assuming you have one of those options available that will cover rental cars.
I upgraded to American Express Executive (I do not have an Amex card) and made a reservation for the Executive Area using Visa Canada code (I do have Visa card but not from Canada). As I am from Europe my reservation includes CDW. Do you think that this reservation will not have any insurance issues in case I need it ?