Should I wait for CSR or apply for others?
Background: FICO 685 (TU 715), 4 accounts opened in last 2 years, 5% or less Utilization, income $150,000+, current cards: AMEX Blue Cash, Discover It card, Visa through my local credit union.
Options: I'm pre-approved for Delta AMEX (50,000 bonus) and thinking about applying for the AA Aviator Red (40,000 bonus for 1st purchase and paying annual fee of $95).
I've been grooming my profile for the CSR but not sure if it's worth the wait. I mainly fly AA and Delta. But weighing the options because I don't want to lock myself out of CSR due to 5/24 if I get other cards.
Should I go for the other cards now or hold off til my credit improves and apply for the CSR?
Last edited by d3vi0uz; Mar 31, 2017 at 9:51 pm