Thanks for the info, wanaflyforless. I had an old paypal account which I've kept updated but I hardly ever use, and I got very spooked after reading the info posted at
www.paypalsucks.com . Mr. honu also had a bad experience with them (an inexplicably frozen account, no reason or remedy given; he gave up on the small amount in it). But I guess if use Paypal primarily as a repository for ebay anythingpoints on their way to becoming AA miles, I shouldn't worry too much about it...