Originally Posted by
MaxVO
AmEx has the online purchase preapproval tool, that is the easiest of all card issuers.
It only asks for the amount of the expected purchase, and will tell you instantly if you'll be approved. It's not exactly flexible, but won't require grilling by phone as with Chase or Citi.
I was preapproved using the tool and still had the same decline issues.
Be happy they let two swipes. Mine is a 1 and done.
You will get 1.5 on BP