How long has it been open? Some posters have reported similar rejections if applying for Everyday Preferred while holding Everyday, but others have been approved if they have held Everyday for (say) more than a year.
I've had the card about 3 years already.
In theory, I should be able to cancel the no-AF version, and apply for the Surpass within few days, correct? Curiously when I just logged into my no-AF version account, 100k upgrade to Surpass offer no longer shows up. It was there on the day I applied for the Surpass separately.