Originally Posted by
mikeycanuk
I called the credit dept. and got nowhere. 13 credit card applications in one year. I got persistent and the fact I've got excellent credit, no debt and never carry a balance didn't count for diddly. 13 apps. 13 apps. 13 apps. Damm broken record with them.
I was told if I apply for no cards between now and June I might get a card. 3 months!!!
I am hoping for a repeat of the last card app. They denied me, accused me of credit seeking and to piss off. I then got a letter apologizing and I got my 3rd card.
Damn, I was well past 3 months...and then I did a flurry of applications....approved for about 5 and denied for 3.
I should have applied for the Chase Marriott first...
And like you, I have very good credit as well.
When MBNA started moaning about my high lines of credit that I already had...while still seeking new cards...I told them that they extended the high credits without even asking me if I wanted them that high.
I offered that they cut down the credit limits on my two existing cards and please move it over to a new approved card.
They didn't take me up on the offer.